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Homeownership Programs

Housing Choice Voucher Homeownership Option

The HCVHO program is designed to promote and support homeownership by families that are participating in or have graduated from BCACHA’s Family Self-Sufficiency (FSS) program. Families who have been determined eligible have the option, if they meet certain additional criteria, to purchase a home and receive payment assistance towards their mortgage rather than towards their rent. This option is primarily designed for working families, however, elderly and disabled persons and families also qualify.

What are the main requirements in order to qualify for this program?

Applicants must be a first-time homeowner with a member who is a current participant (for at least one year) in the Family Self-Sufficiency (FSS) program or who has graduated from the FSS program. Applicants must also have been a participant in the Housing Choice Voucher Rental Program for at least one year within Ada County. In addition, there are certain minimum income and employment requirements that may apply.

How do you apply for this program?

If you are interested in pursuing homeownership, you may call (208) 287-1059 or email to tnebeker@bcacha.org for more information.

Frequently Asked Questions

How much financial assistance does my voucher provide?

The normal voucher payment standard schedule is used to determine the amount of subsidy. The housing assistance payment (HAP) is the lesser of either the payment standard minus the total tenant payment or the family’s monthly homeownership expenses minus the total tenant payment.

Need Help?

Do you have a question or would you like to receive more information?

If you are already in one of our programs and need to contact your representative, click here.

Additional Resources

For additional information, please visit the HUD website.